Best Homemade Chili

In a large pot or Dutch oven, heat the olive oil over medium heat. Add the chopped onion and bell pepper, sautéing until softened, about 5 minutes.

Stir in the minced garlic and cook for an additional minute until fragrant.

Add the ground beef to the pot and cook until browned, breaking it up with a spoon, about 6-8 minutes.

Once the beef is browned, drain any excess fat, then stir in the chili powder, cumin, salt, and black pepper until well combined.

Pour in the canned diced tomatoes (with juices), kidney beans, black beans, and water or broth. Bring to a simmer.

Reduce the heat to low, cover, and let the chili simmer for at least 30 minutes, stirring occasionally. The flavors will deepen and meld together.

Taste and adjust seasoning, adding more salt or chili powder if desired.